Find a business loan by writing a well-thought-out business plan, explaining cash flow projections, visiting a local bank about loans or applying for federal small business grants. Research the business, and network with other business owners to get a loan with help from afinancial consultant in this free video on business financing. Expert: William Rae [...]

  Business owners that are looking for viable commercial mortgage loans should look hard at SBA financing.  These loans continue to close and relative to other sources of capital, like conventional bank loans, SBA financing is much healthier.  In addition, SBA loans have many advantages over conventional financing, which we discuss below.    But first, [...]

Finance a small business or franchise with your retirement funds without debt, taxes, or penalties. www.guidantfinancial.com

SBA financing, like all sectors in the industry, have seen a difficult year.  No one did or could have predicted what actually happened.  The Stimulus Package administered by the government, a welcomed surprise by most in the business, has for the most part been a relative success.  Some would say that it likely saved the [...]

Financing a home after a bankruptcy doesn’t have to be an ordeal. When you find the right lender, you can secure reasonable rates on your mortgage loan. You can improve your loan application with time and some cash leverage. Depending on your financial situation, it is possible to get conventional rates with a bankruptcy on [...]

One of the first steps before you start looking for your dream home is to ask yourself what you can afford to spend on a monthly house payment. Real estate financing has its secrets and you’ll gradually learn them by continuing to research everything you can find online and offline about home mortgages, mortgage loans, [...]

When you look into getting items and services for your business, the goal is to minimize your personal guarantee and avoid touching your personal credit. A personal guarantee makes you and your partners liable if the loan ever defaults. In bad cases, your personal assets could be sold off to pay for a loan. You [...]

Be sure to take all of your monthly obligations into account such as car payments, credit card payments, personal loan payments or student loan payments, etc. when you’re figuring out just what you can afford to pay each month for a house payment. As the real estate market continues to expand and new technology gains [...]

Contingency planning (“always have a Plan B”) is likely to help small business owners avoid complex problems. But when it comes to commercial loans and commercial mortgages, working capital strategies often fail to include adequate attention to contingency plans and what can go wrong. One of the most entertaining and effective depictions of contingency planning [...]

If you have thought about purchasing a used car you have probably taken the best financial decision of your life. It might not be possible to buy a new car at a specific period of time– in such a case, it is best to consider purchasing a used car. The buyer does not have to [...]