All of the experts are referring to our current mortgage problems as a mortgage crisis…a much needed adjustment…and even a mortgage meltdown. As might be expected, there’s a lot of finger pointing and blame being levied on everyone connected to the mortgage industry. Most of the Mortgage Professionals that are working today have never [...]

Working on a commercial property loan?  Below we discuss some of the most common issues that kill borrower’s commercial property loans and what you should watch out for.  The last thing you want is to blow 4 months and $6,000 on third party reports only to have your bank “pass” on your loan request. Commercial [...]

Restaurant owners have limited options for commercial mortgages, relative to other businesses and building types.  One of the most common options is the SBA loans.  Although not perfect, they can be a viable option.  For one, they are still reliable and are still closing.  Two, they do offer some of the lowest fixed rates available [...]

A woman I used to work with had a sign on her desk that read “If you think nobody cares about you, try missing a loan payment.” While meant to be humorous, that little anecdote says a lot about how lenders choose to service their loan portfolio. More and more, SBA borrowers are coming to [...]

I have written before that the most important thing to consider when applying for an auto loan is the current auto loan rates. These loan rates are responsible for determining how much you are going to end up paying for the car. So the most important thing you have to me in the look-out for [...]