Whether you are saving for a wedding, mortgage, a holiday, or even just a rainy day, it need not be difficult to put a little extra away each month. Be frugal & thrifty, and as my granddad would say “Look after the Pennies and the Pounds will look after themselves!” Before we begin, if you [...]

When you’re paying back debts, a little strategy can make a difference of hundreds or even thousands of dollars. The best strategy is simple, but effective. List Your Debts. Write down a list of every debt you have, how much it is, and what the interest rate is. You might have trouble finding this information, [...]

Article: “10 Tips To Improve Your Credit” By Andre Plessis “Tips to Improve Your FICO Score” There are several actions you can take to help improve your credit score. The first step is to check your credit report. Ordering your credit report is simple, and it can give you insight as to the accounts [...]

Choosing your university is a very big decision, and one that will impact your life for many years after you finish. There are a lot of deciding factors that should be involved when you are picking the best university for your needs, as well as your future dreams; these will also need to be considered [...]

Debt management is applicable to everyone. Does not matter if you are rich or poor. You cannot eliminate debt as borrowing is a necessity for people to have access to products and services which they need but do not have ready cash to acquire. A debt is an obligation that should be paid and [...]

Tip #6 in our serious on how to save money when buying a house is to Pay Down Your Debts Paying down your debts does two things: it increases your credit score, resulting in a lower interest rate. Your score goes up because with less debt you are less of a risk of defaulting. And [...]

Since education has become very expensive, students are turning to student credit cards. When allowances from home are not enough to cover for the expenses in college, student credit cards can help augment a student’s budget. A student credit card is especially designed for students. This is a secured credit card which provides control over [...]

Always FileA lot of college students do not work full time, or at all, while in school and therefore are not technically required to file a tax return. However, it is smart to always file a return, regardless of your income, as it is better to be safe then sorry and you might even qualify [...]

  The average student leaves university with approximately £12,000 of debt and this can be quite hard to get rid of during the first few years of working life. When you leave university you will inevitably have a large amount of debt to cope with and the fact that your wages will start off [...]

It is easy to get caught in the rush of things when you are in college. In the midst of studying, part-time jobs, socializing and extracurricular activities that you have, you are most likely to forget one of the most important things, which is straightening out your finances. Here are some tips on how [...]