Last years commercial mortgage slowdown was reflected in the statistics for the U. S. Small Business Administration (SBA), which reported a year-over-year decline in approved loans of 29%.  This surprisingly high reduction in loan volume was also noticeable in the 13% drop in the programs combined loan value.  In the current economy, should you consider [...]

  Business owners that are looking for viable commercial mortgage loans should look hard at SBA financing.  These loans continue to close and relative to other sources of capital, like conventional bank loans, SBA financing is much healthier.  In addition, SBA loans have many advantages over conventional financing, which we discuss below.    But first, [...]

The SBA 7a loan has been getting a lot of press lately, as it is one of the most viable commercial mortgages out there, and many business owners are trying to get a better understanding of the loan program.  Below are the typical questions that business owners have regarding the SBA 7a loan.     Aren’t [...]

Most first-time entrepreneurs are under the impression that SBA loans are an easy, viable route to funding any startup. While the SBA is an excellent government program to assist American small business, keep in mind that it is a government program, with all that distinction means – the process is slow, the restrictions are strict, [...]

SBA loan – disclose OLD felony conviction?My partner and I are applying for an SBA loan ($425K) to purchase an existing business. My partner had a felony conviction surrounded by the state of Washington, where we’re applying for the loan, nearly 18 years ago. Does the SBA routinely run… SBA Loans (how much can I [...]

SBA financing, like all sectors in the industry, have seen a difficult year.  No one did or could have predicted what actually happened.  The Stimulus Package administered by the government, a welcomed surprise by most in the business, has for the most part been a relative success.  Some would say that it likely saved the [...]

SBA Business Loans have become very popular in the last 12 months due to the general economy, the banking crisis that has all but eliminated conventional commercial loans and because of the Stimulus Package the was rolled out in March of 2008. Despite the fan fare, SBA mortgages come with their own set of issues [...]

It was truly a good news mixed with bad news situation when reviewing business finance developments that occurred during 2007. Many of the commercial loan trends that emerged last year have significant implications for commercial borrowers seeking either new financing or refinancing in the coming months. For business cash advance and credit card processing services, [...]

Qualifying for a business loan is not as easy as it was even one year ago. This is because most lending institutions have increased the requirements for businesses requesting a loan. The recent slowdown in our economy has forced banks to re-examine their lending practices as many businesses are experiencing lower profits. So when you [...]

In a recent commercial loan report, we described the increasing use of fake articles about working capital loans on a variety of internet sites. In our prior AEX Commercial Financing article, we provided two practical strategies to avoid the publishers of fictitious information concerning commercial mortgages and other business financing. To avoid repetition, please contact [...]